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Einar Asbo Phones & Addresses

  • 100 Thorndale Dr APT 271, San Rafael, CA 94903 (415) 272-0888
  • 3746 Kerner Blvd, San Rafael, CA 94901
  • 110 Reed St, Mill Valley, CA 94941 (415) 383-3656
  • 113 Evergreen Ave, Mill Valley, CA 94941
  • Santa Cruz, CA
  • San Francisco, CA
  • Richmond, CA
  • Petaluma, CA
  • Miami, FL
  • Norwich, NY

Work

Position: Retired

Education

Degree: Graduate or professional degree

Emails

Resumes

Resumes

Einar Asbo Photo 1

At Asbo Associates

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Position:
Consultant at Asbo Associates
Location:
San Francisco Bay Area
Industry:
Financial Services
Work:
Asbo Associates since Aug 1996
Consultant

Visa International May 1985 - Aug 1996
Senior Vice President
Einar Asbo Photo 2

Einar Asbo

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Business Records

Name / Title
Company / Classification
Phones & Addresses
Einar Asbo
Principal
Asbo Associates
Consulting
110 Reed St, Mill Valley, CA 94941
(415) 383-3656

Publications

Us Patents

Method And Apparatus For Dynamic Signature Verification

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US Patent:
46463518, Feb 24, 1987
Filed:
Oct 4, 1985
Appl. No.:
6/784187
Inventors:
Einar L. Asbo - Mill Valley CA
Hardy Tichenor - San Rafael CA
Assignee:
Visa International Service Association - San Mateo CA
International Classification:
G06K 900
US Classification:
382 3
Abstract:
The subject invention relates to a new and improved method of dynamic signature verification. In accordance with the subject invention output signals, generated by a stylus, are normalized such that they are insensitive to the rotational position of the stylus with respect to the writer's grip. In operation, pressure measurements are sampled at discrete intervals and a normalization angle is calculated, representative of the average direction of the signature. Each sample is then assigned a vector length which is rotated by the normalization angle. The normalized samples are utilized to perform signature analysis.

Transaction Card With Magnetic Stripe Emulator

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US Patent:
47016019, Oct 20, 1987
Filed:
Apr 26, 1985
Appl. No.:
6/727869
Inventors:
Joseph P. Francini - Castro Valley CA
Einar L. Asbo - Mill Valley CA
Vincent Boston - San Mateo CA
Assignee:
Visa International Service Association - San Mateo CA
International Classification:
G06K 708
US Classification:
235449
Abstract:
A transaction card is disclosed having a magnetic stripe emulator. The transaction card is adapted for use with presently available transaction terminals that include a sensor for reading a magnetic stripe. The subject card includes a transducer for generating a varying magnetic field corresponding to information typically encoded on a magnetic stripe. In operation, a microprocessor in the card extracts transaction data stored in a memory and supplies output signals to the transducer. The transducer generates a varying magnetic field corresponding to the transaction information which is read by the sensor in the transaction terminal.

Transaction System With Off-Line Risk Assessment

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US Patent:
47345640, Mar 29, 1988
Filed:
May 2, 1985
Appl. No.:
6/730309
Inventors:
Vincent Boston - San Mateo CA
Elvis W. Boggan - Concord CA
Einar L. Asbo - Mill Valley CA
Assignee:
Visa International Service Association - San Mateo CA
International Classification:
G06K 500
US Classification:
235380
Abstract:
The subject invention relates to a transaction system wherein the issuer of transaction cards can regulate the type of authorization requests transmitted from the point of transaction. The system includes a plurality of transaction cards, each of which are provided with risk assessment data associated with each cardholder. The system further includes a plurality of terminals, each terminal having the ability to read the information placed on the transaction cards. In operation, the risk assessment data is compared to the transaction amount by the terminal. If the transaction is approved, the terminal will issue an automatic, off-line authorization. If the transaction does not fall within the approval range, the terminal will function to transmit the transaction information to the issuer for evaluation. The issuer can then determine whether to authorize the transaction based on its own data base.

Transaction System With Off-Line Risk Assessment

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US Patent:
48126284, Mar 14, 1989
Filed:
Mar 27, 1987
Appl. No.:
7/031390
Inventors:
Vincent Boston - San Mateo CA
Elvis W. Boggan - Concord CA
Einar L. Asbo - Mill Valley CA
Assignee:
Visa International Service Association - San Mateo CA
International Classification:
G06K 500
US Classification:
235380
Abstract:
The subject invention relates to a transaction system wherein the issuer of transaction cards can regulate the type of authorization requests transmitted from the point of transaction. The system includes a plurality of transaction cards, each of which are provided with risk assessment data associated with each cardholder. The system further includes a plurality of terminals, each terminal having the ability to read the information placed on the transaction cards. In operation, the risk assessment data is used to generate a pending transaction limit. The amount of the transaction is compared to the pending transaction limit by the terminal. If the transaction is approved, the terminal will issue an automatic, off-line authorization. If the transaction does not fall within the approval range, the terminal will function to transmit the transaction information to the issuer for evaluation. The issuer can then determine whether to authorize the transaction based on its own data base.
Einar L Asbo from San Rafael, CA, age ~86 Get Report