Jan 25 (Reuters) - In July 2009, Roy and Sheila Bowersrefinanced the mortgage on their suburban ranch home in Topeka,Kansas. The couple wanted to take advantage of the low interestrates that were all the rage at the time.
hus began the family's descent into their mortgage ordeal.Sheila Bowers says she called Wells Fargo over and over andfinally learned that the bank was now alleging that the couple'srefinance never went through, and so the bank was reverting tothe terms of the original mortgage.
What made the story even more strange to the Bowers is thatwhen Sheila Bowers called the Federal Housing Administration toget help, the FHA, in a letter filed in court papers and datedOct. 19, 2010, told her that the loan Wells Fargo was trying tocollect on did not exist. Ins
(A previous version of this story stated in paragraph 10that "affidavit slaves" were paid $10 a day. They were paid $10an hour. The last paragraph referred to Sheila Bowes. It isSheila Bowers.)
