Roger S Korfmann

7254557, Aug 7, 2007

Apr 29, 1999

09/302218

Matthew J. Gillin - Rosemont PA, US
Roger Korfmann - Radnor PA, US
Paul L. Raden - Phoenixville PA, US

C/Base, Inc. - Conshohocken PA

G06Q 40/00

705 40, 705 35

A financial services payment vehicle is disclosed having a database stored on a computer readable media, the database including records associated with a plurality of active financial services card accounts, one of the financial services card account records having a name representing a cardholder for purposes of using the account, the name having a first part selected by the cardholder and a second part selected by a second party unrelated to the cardholder. A financial services method is also disclosed involving selecting a first part of a cardholder name for an account which would appear on a financial services card if a physical card is issued, accepting an unrelated entity's selection of a second part of the cardholder name for the account such that a use of the account will result in a provision of the first part in place of a first name and the second part in place of a surname. An additional financial services method is disclosed involving a using step for making a purchase with a financial services card, the financial services card including a cardholder name having a first part selected in a first selecting step by an individual in whose name the financial services card is registered, and a second part selected in a second selecting step, the second part identifying an entity other than the individual.

7739168, Jun 15, 2010

Jan 20, 2006

11/336533

Matthew J. Gillin - Rosemont PA, US
Roger Korfmann - Radnor PA, US
Paul L. Raden - Phoenixville PA, US

C/BASE, Inc. - Conshohocken PA

G06Q 40/00

705 35, 705 36, 705 37, 705 38, 705 39, 705 40, 705 41, 705 42, 705 43, 705 44, 705 45

A method performed by a transfer instrument issuer involves issuing, to a recipient, a certificate which is linked to a national card account obtained by the transfer instrument issuer from an account issuer different from the transfer instrument issuer, without both issuing and providing a physical card for the national card account to the recipient of the certificate, the certificate having been purchased by a purchaser, who is not also the recipient, and containing all information necessary for the purchase of goods or services from any merchant who is capable of processing economic transactions involving one of the plurality national card accounts for which a physical card has issued, but without presentment of the physical card.

8489483, Jul 16, 2013

Jan 24, 2013

13/748987

Roger Korfmann - Radnor PA, US
Paul L. Raden - Phoenixville PA, US

Citibank, N.A. - New York NY

G06Q 40/00

705 35, 705 36 R, 705 37, 705 38, 705 39, 705 40, 705 41, 705 42, 705 43, 705 44, 705 45

A method performed by a transfer instrument issuer involves issuing, to a recipient, a certificate which is linked to a national card account obtained by the transfer instrument issuer from an account issuer different from the transfer instrument issuer, without both issuing and providing a physical card for the national card account to the recipient of the certificate, the certificate having been purchased by a purchaser, who is not also the recipient, and containing all information necessary for the purchase of goods or services from any merchant who is capable of processing economic transactions involving one of the plurality national card accounts for which a physical card has issued, but without presentment of the physical card.

7010512, Mar 7, 2006

Nov 9, 1998

09/188810

Matthew J. Gillin - Rosemont PA, US
Roger Korfmann - Radnor PA, US
Paul L. Raden - Phoenixville PA, US

C/Base, Inc. - Conshohocken PA

G06F 17/60

705 39, 705 35

A method is disclosed involving acquiring a plurality of charge accounts. The accounts are of a type normally issued with an associated physically producible card which may be presented as evidence of an existing charge account, the physically producible cards bearing human readable account numbers and expiration dates. The plurality of charge accounts are capable of being gifted to a party, after acquisition. A request is received from a first party to gift a charge account to a second party having a name, without both the issuance and provision of a physical card for the charge account to the second party. The first party and the second party are different from each other. The charge account is usable in the name of the second party at any merchant who is capable of seeking authorization, using an authorization infrastructure, for purchases involving charge accounts for which the physically producible cards are issued, whether or not the physical cards evidencing the accounts are presented by purchasers when a purchase is made. An account parameter, selected by the first party, is accepted. The second party is informed of the account, by sending an e-mail to the second party.