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Paal C Kaperdal

from Raleigh, NC
Age ~59
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Also known as:
Paal Angela Kaperdal, Pal C Kaperdal, Paul Kaperdal, Paal Caperdal, Kaperdal P Christian, Pal L
Phone and address:
1401 Mitford Woods Ct, Raleigh, NC 27614
(919) 844-8198
Related to:
Antonio Scenna, 80Mary M ScennaAntonio ScennaAngela M Scenna, 57Carola Ann Scenna, 80Carol A Scenna, 80
Connected to:
Cory A Kapes, 46Frank E Kapes, 50Mark J Kapes, 68William A Kapes, 50Rimas A Kapeskas, 63Alija Kapetanovic, 61Andrea Kapetanakis, 39Ashleigh C Kapetanakis, 34Dan G Kapetanov, 62George G Kapetanis, 77

Paal Kaperdal Phones & Addresses

  • 1401 Mitford Woods Ct, Raleigh, NC 27614 (919) 844-8198 (919) 848-9579
  • 4008 White Chapel Way, Raleigh, NC 27615 (919) 848-9579 (919) 870-9315
  • 121 Marlin Dr, Supply, NC 28462 (910) 842-5406
  • Holden Beach, NC
  • Jacumba, CA
  • Trumbull, CT
  • Wilson, NC

Business Records

Name / Title
Company / Classification
Phones & Addresses
Paal Kaperdal
Principal
Scennadal Investment LLC
Investor
1401 Mitford Wood Ct, Raleigh, NC 27614

Publications

Us Patents

Method For Online Account Opening

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US Patent:
8073755, Dec 6, 2011
Filed:
Nov 13, 2009
Appl. No.:
12/618198
Inventors:
Teresa Rose - Raleigh NC, US
Patricia Kinney - Cary NC, US
Barbara Whorf - Raleigh NC, US
Paal Kaperdal - Raleigh NC, US
Douglas Joel Zickafoose - Raleigh NC, US
Assignee:
Branch Banking & Trust Company - Raleigh NC
International Classification:
G06Q 40/00
US Classification:
705 35, 705 30
Abstract:
The present disclosure describes novel methods that can be utilized to choose, set up, open, and/or manage an online account at a financial institution. The present disclosure addresses prior art problems of online account opening by describing methods for automating key aspects of the account opening process for customers such as tailoring the presentation of information to the online customer based at least in part on the customer's input, performing suitability checks for the customer based on online products chosen by the customer, presenting cross-sell products to the customer based on information known by the financial institution or currently received from the customer, and allowing a pending customer to complete the online application procedure in the absence of a confirmed identification of the online customer.

System And Method For Retail On-Line Account Opening

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US Patent:
20100042542, Feb 18, 2010
Filed:
Aug 12, 2009
Appl. No.:
12/540179
Inventors:
Teresa Rose - Raleigh NC, US
Patricia Kinney - Cary NC, US
Barbara Whorf - Raleigh NC, US
Paal Kaperdal - Raleigh NC, US
Douglas Joel Zickafoose - Raleigh NC, US
Assignee:
Branch, Banking and Trust Company - Raleigh NC
International Classification:
G06Q 40/00
US Classification:
705 42, 705 35
Abstract:
A system and method for a retail customer interfacing with a financial institution through a computer network is presented. The method includes a verification of customer-provided information with a pre-existing client identification profile for the customer, a determination of the customer's credit score using a set of predetermined criteria, and presenting a set of account options based at least in part on the verification of the customer-provided information and the customer's credit score. Additional customer-provided information may be received and verified and used to enroll the customer in one or more programs offered by the financial institution at a predefined level based at least on one or more predetermined factors.

Method For Retail On-Line Account Opening With Early Warning Methodology

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US Patent:
20100076889, Mar 25, 2010
Filed:
Sep 16, 2009
Appl. No.:
12/561118
Inventors:
Teresa Rose - Holly Springs NC, US
Patricia Kinney - Cary NC, US
Barbara Whorf - Raleigh NC, US
Paal Kaperdal - Raleigh NC, US
Douglas Joel Zickafoose - Raleigh NC, US
Assignee:
Branch, Banking and Trust Company - Raleigh NC
International Classification:
G06Q 40/00
US Classification:
705 42
Abstract:
A system and method for a retail customer interfacing with a financial institution through a computer network is presented. The method includes an early warning evaluation of the customer and/or entities associated with the customer to identify fraudster/abusers and prevent them from opening online accounts at the financial institution.

Method For Online Account Opening

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US Patent:
7620580, Nov 17, 2009
Filed:
Jul 31, 2008
Appl. No.:
12/183341
Inventors:
Teresa Rose - Raleigh NC, US
Patricia Kinney - Cary NC, US
Barbara Whorf - Raleigh NC, US
Paal Kaperdal - Raleigh NC, US
Douglas Joel Zickafoose - Raleigh NC, US
Assignee:
Branch Banking & Trust Company - Raleigh NC
International Classification:
G06Q 40/00
US Classification:
705 35, 705 30
Abstract:
A system and method that can be utilized to choose, set up, open, and/or manage an online account at a financial institution. The system and method allows for the automating of key aspects of an account opening process for customers such as tailoring the presentation of information to the online customer based at least in part on the customer's input, performing suitability checks for the customer based on online products chosen by the customer, presenting cross-sell products to the customer based on information known by the financial institution or currently received from the customer, and allowing a pending customer to complete the online application procedure in the absence of a confirmed identification of the online customer.

Method For Retail On-Line Account Opening With Early Warning Methodology

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US Patent:
20200234261, Jul 23, 2020
Filed:
Apr 8, 2020
Appl. No.:
16/843530
Inventors:
- Raleigh NC, US
Patricia KINNEY - Cary NC, US
Barbara WHORF - Raleigh NC, US
Paal KAPERDAL - Raleigh NC, US
Douglas Joel ZICKAFOOSE - Raleigh NC, US
Assignee:
Branch Banking and Trust Company - Raleigh NC
International Classification:
G06Q 20/10
G06Q 30/02
G06Q 40/02
Abstract:
A system and method for a retail customer interfacing with a financial institution through a computer network is presented. The method includes an early warning evaluation of the customer and/or entities associated with the customer to identify fraudster/abusers and prevent them from opening online accounts at the financial institution.

Method For Real On-Line Account Opening

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US Patent:
20200074545, Mar 5, 2020
Filed:
Oct 15, 2019
Appl. No.:
16/653410
Inventors:
- Raleigh NC, US
Patricia KINNEY - Cary NC, US
Barbara WHORF - Raleigh NC, US
Paal KAPERDAL - Raleigh NC, US
Douglas Joel ZICKAFOOSE - Raleigh NC, US
Assignee:
Branch Banking and Trust Company - Raleigh NC
International Classification:
G06Q 40/02
G06Q 20/10
G06Q 40/00
G06Q 20/26
Abstract:
A system and method for a retail customer interfacing with a financial institution through a computer network is presented. The method includes a verification of customer-provided information with a pre-existing client identification profile for the customer, a determination of the customer's credit score using a set of predetermined criteria, and presenting a set of account options based at least in part on the verification of the customer-provided information and the customer's credit score. Additional customer-provided information may be received and verified and used to enroll the customer in one or more programs offered by the financial institution at a predefined level based at least on one or more predetermined factors.

Method For Retail On-Line Account Opening

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US Patent:
20190026827, Jan 24, 2019
Filed:
Sep 25, 2018
Appl. No.:
16/141136
Inventors:
- Raleigh NC, US
Patricia Kinney - Cary NC, US
Barbara Whorf - Raleigh NC, US
Paal Kaperdal - Raleigh NC, US
Douglas Joel Zickafoose - Raleigh NC, US
Assignee:
Branch Banking and Trust Company - Raleigh NC
International Classification:
G06Q 40/02
G06Q 40/00
G06Q 20/10
G06Q 20/26
Abstract:
A system and method for a retail customer interfacing with a financial institution through a computer network is presented. The method includes a verification of customer-provided information with a pre-existing client identification profile for the customer, a determination of the customer's credit score using a set of predetermined criteria, and presenting a set of account options based at least in part on the verification of the customer-provided information and the customer's credit score. Additional customer-provided information may be received and verified and used to enroll the customer in one or more programs offered by the financial institution at a predefined level based at least on one or more predetermined factors.

Method For Retail On-Line Account Opening

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US Patent:
20180075528, Mar 15, 2018
Filed:
Nov 14, 2017
Appl. No.:
15/811981
Inventors:
- Raleigh NC, US
Patricia Kinney - Cary NC, US
Barbara Whorf - Raleigh NC, US
Paal Kaperdal - Raleigh NC, US
Douglas Joel Zickafoose - Raleigh NC, US
Assignee:
Branch Banking and Trust Company - Raleigh NC
International Classification:
G06Q 40/02
G06Q 40/00
G06Q 20/10
G06Q 20/26
Abstract:
A system and method for a retail customer interfacing with a financial institution through a computer network is presented. The method includes a verification of customer-provided information with a pre-existing client identification profile for the customer, a determination of the customer's credit score using a set of predetermined criteria, and presenting a set of account options based at least in part on the verification of the customer-provided information and the customer's credit score. Additional customer-provided information may be received and verified and used to enroll the customer in one or more programs offered by the financial institution at a predefined level based at least on one or more predetermined factors.
Control profile
Paal C Kaperdal from Raleigh, NC, age ~59 Get Report