Inventors:
Jeffrey R. Kapis - Chandler AZ, US
Andrew W. Collins - Charlotte NC, US
Steffanie R. Gaus - Jacksonville FL, US
Naseem I. Khan - Stone Mountain GA, US
Assignee:
Bank of America Corporation - Charlotte NC
International Classification:
G06Q 40/00
Abstract:
Method and System for Enabling Teller Presentation of Pre-Approved Credit Offers. Simultaneously with a teller transaction flow, pertinent customer information can be parsed and forwarded to a credit opportunity system such as may be operated by a credit bureau. If the customer qualifies, the appropriate details of the pre-approved credit offer can then returned to the teller system. The teller then has both a cue and the necessary information to sell a pre-approved product to the customer. Provisions can be made to dispose of the transaction in various ways, based on input by the teller as to the outcome of the offer to the customer. A server and other functionality disposed in a channel technology mid-tier can control the formatting and sending of offer inquiries.