Mizan Miah

20210357924, Nov 18, 2021

May 13, 2021

17/319555

- New York NY, US
Eric Han Kai CHANG - Wilmington DE, US
Tony M. NAZAROWSKI - Elgin IL, US
Mizan MIAH - Wilmington DE, US

G06Q 20/38
G06Q 20/36
G06Q 30/02
H04L 9/06

Systems and methods for distributed ledger based distributed transaction processing as a brokered service are disclosed. In one embodiment, a method for generating a plurality of user transaction profiles may include: (1) receiving, at a computer program for a trusted entity, a transaction involving an account for a user; (2) retrieving, by the computer program, transaction profile information for the user, the transaction profile specifying a plurality of transaction profiles for the user, each transaction profile having a different anonymity level; and (3) writing, by the computer program and on a distributed ledger, the transaction to each transaction profile at the anonymity level for the transaction profile. The transaction profiles on the distributed ledger are linked to each other.

20210125273, Apr 29, 2021

Oct 1, 2020

17/060413

- New York NY, US
Syed Rizwan ALI - Aston PA, US
Howard SPECTOR - Woolwich NJ, US
Amit RAJWANI - Voorhees NJ, US
Rajini KAKARLA - Bear DE, US
Tuan DAO - Richardson TX, US
Ashok REDDY - Newark DE, US
Mizan MIAH - Wilmington DE, US
Sangameswara Rao PANCHOMARTHI - Bear DE, US

G06Q 40/02
G06Q 30/02
G06Q 20/02
G06Q 20/04
G06Q 20/34
G06Q 20/10
G06Q 20/20
G06Q 20/38
G06Q 20/40
G06F 16/9535

Systems and methods for conducting person to person (P2P) transactions using points are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for person-to-person reward points gifting may include: (1) receiving, from a bank customer, a request to issue a reward points gift to a gift recipient, the request identifying gift recipient contact information for the gift recipient and a reward points amount; (2) sending a notification to the gift recipient contact information for the gift recipient to log in a gift recipient account to redeem the reward points gift; and (3) transferring the reward points amount to a gift recipient reward points account.

20210065145, Mar 4, 2021

Aug 27, 2020

17/005107

- New York NY, US
Ted HELLMAN - Fairfax CA, US
Iqbal M. KHAN - Glenview IL, US
Mizan MIAH - Wilmington DE, US
Jasbir BANGA - Swedesboro NJ, US
Ryan S. YODER - Tampa FL, US
Jeff MADDOX - New York NY, US

G06Q 20/10
G06Q 40/02
G06Q 30/00
G06Q 20/32
G06Q 20/40
G06N 20/00
G06N 5/04

Systems and methods for acceptance of payments to a demand deposit account are disclosed. In one embodiment, in a backend for a financial institution comprising at least one computer processor, a method for accepting credit card payments at a demand deposit account (DDA) may include: (1) receiving a customer interaction from a mobile application; (2) determining if the customer is eligible for a credit card accepting service; (3) causing a payment acceptance interactive feature to be displayed in the mobile application; (4) enrolling the customer in the credit card accepting service; (5) linking the credit card accepting service to the customer's DDA; and (6) causing the mobile application to display an enrollment confirmation message.

20200034870, Jan 30, 2020

Jul 24, 2019

16/521059

- New York NY, US
Sangameswara Rao PANCHOMARTHI - Bear DE, US
Howard SPECTOR - Woolwich NJ, US
Ryan EVANS - Prosper TX, US
Joshua D. PETERS - Dallas TX, US
Mizan MIAH - Wilmington DE, US

G06Q 30/02
G06Q 20/40
G06Q 20/36

Systems and methods for out-of-band, time-based matching for applying issuer benefits to a transaction are disclosed. In one embodiment, in an issuer authorization platform comprising at least one computer processor, a method for out-of-band, time-based matching for applying issuer benefits to a transaction may include: (1) receiving, from a computer application executed by an electronic device and over a communication network, a payment option to apply to a transaction conducted with a merchant; (2) receiving, from a payment network, an authorization request for the transaction from the merchant; (3) matching the payment option to the authorization request when the payment option and the authorization request are received within a predetermined time of each other; and (4) applying the payment option to the transaction.