US Patent:
20060080233, Apr 13, 2006
Inventors:
Michael Mendelovich - Menlo Park CA, US
Richard Rodenbusch - Allen TX, US
JB G. Orecchia - Pleasanton CA, US
International Classification:
G06Q 40/00
Abstract:
Systems and methods are described that determine which offers for credit-based transactions (if any) to market to a person. Each offer is associated with a set of third party demographic information criteria, a set of lender demographic information criteria, and a set of lender credit data criteria. The set of third party demographic information criteria is applied to a set of offers to determine a first subset of offers. The set of lender demographic information criteria is applied to the first subset of offers to determine a second subset of offers. The set of lender credit data criteria is applied to the second subset of offers to determine a third subset of offers.