Michael R Arakelian

Reliance First Capital
Melville, NY
2009 to 2011
Underwriter Assistant
World Web Pay
Beverly Hills, CA
2007 to 2009
Director of Sales / New Business Development
Delta Funding Corp / Fidelity Mortgage Inc.
Woodbury, NY
2005 to 2007
Sr. Underwriter
Resource One Inc.
Jericho, NY
2003 to 2005
Branch Operations Manager
Jettis.com LLC.
Westlake Village, CA
2002 to 2003
Sr. Sales Rep. / Partner Program Manager
ibill (Internet Billing Company, LTD)
Tamarac, FL
1999 to 2002
Channel Sales Rep. / National Account Manager
World Web Company
Delray Beach, FL
1997 to 1999
Director of Sales- New Business Development
Resource One Inc.
Garden City, NY
1994 to 1997
Mortgage Consultant / Closing Coordinator

Microsoft Excel, Word, Outlook and power point. Mortgage software programs such as Contour, Clues, Uniform, and Desktop Underwriter (DU). Working knowledge of contact management software and e-mail sales tools such as Goldmine and Act. Total proficiency with the internet, as well as most related software programs. In depth, technical understanding of turn-key credit card processing and point of sale business solutions. Computer Hardware Upgrades and Service. Complete review and full understanding of: title, consumer credit and property appraisal reports. Ability to: price and condition residential home mortgage loans, in order to meet profit requirements, guidelines and loan criteria. The Preparation of residential mortgage loan packages for review and sale in the secondary market. The ability to conduct tactful negotiations with business prospects, their Technical staff, as well as Attorneys and Creditors, in an effort to persuade them to consider my offer, proposal or presentation.