Matthew R Zaugg

7946480, May 24, 2011

Sep 4, 2009

12/584491

Willis Miller - Cuyahoga Falls OH, US
Matthew R. Zaugg - Munroe Falls OH, US
James Block - North Lawrence OH, US
H. Thomas Graef - Bolivar OH, US
Natarajan Ramachandran - Uniontown OH, US
Jeffery M. Enright - Akron OH, US
Dale H. Blackson - Highland Heights OH, US
Mark A. Douglass - North Canton OH, US

Diebold Self-Service Systems, division of Diebold, Incorporated - North Canton OH

G06K 5/00

235379, 235382

An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that reads card data from a card of a machine user. The card data is linked in a data store to both a customer's financial account and a cell phone assigned to that customer. In response to the user's transaction request, contact data for the assigned cell phone is determined from the data store using the read card data. A transaction security code is then sent to that cell phone. The transaction is allowed to proceed only if the user inputs the sent security code to the machine within a predetermined amount of time. Transaction allowance may also be based on a real time determination that the assigned cell phone is physically located proximate the machine.

7954703, Jun 7, 2011

May 25, 2010

12/800878

Willis Miller - Cuyahoga Falls OH, US
Matthew R. Zaugg - Munroe Falls OH, US
James Block - North Lawrence OH, US
H. Thomas Graef - Bolivar OH, US
Natarajan Ramachandran - Uniontown OH, US
Jeffery M. Enright - Akron OH, US
Mark A. Douglass - North Canton OH, US
Dale H. Blackson - Highland Heights OH, US

Diebold Self-Service Systems division of Diebold, Incorporated - North Canton OH

G06K 5/00

235379, 235382

A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code within a predetermined amount of time.

8152055, Apr 10, 2012

May 31, 2011

13/134128

Willis Miller - Cuyahoga Falls OH, US
Matthew R. Zaugg - Munroe Falls OH, US
James Block - North Lawrence OH, US
H. Thomas Graef - Bolivar OH, US
Natarajan Ramachandran - Uniontown OH, US
Jeffery M. Enright - Akron OH, US
Mark A. Douglass - North Canton OH, US
Dale H. Blackson - Highland Heights OH, US

Diebold Self-Service Systems division of Diebold, Incorporated - North Canton OH

G06K 5/00

235379, 235382

A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code within a predetermined amount of time.

8220706, Jul 17, 2012

Jan 14, 2011

12/930724

Willis Miller - Cuyahoga Falls OH, US
Matthew R. Zaugg - Munroe Falls OH, US
James Block - North Lawrence OH, US
H. Thomas Graef - Bolivar OH, US
Natarajan Ramachandran - Uniontown OH, US
Jeffery M. Enright - Akron OH, US
Mark A. Douglass - North Canton OH, US
Dale H. Blackson - Highland Heights OH, US

Diebold Self-Service Systems division of Diebold, Incorporated - North Canton OH

G06F 17/60

235379, 235380

An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that reads card data from a card of a machine user. The card data may be linked in a data store to both a customer's financial account and a cell phone assigned to that customer. The automated banking machine user may provide inputs to the machine via one or more sensors that operate to determine where on a display of the machine at least one eye of the machine user is looking.

8336766, Dec 25, 2012

May 11, 2011

13/068461

Willis Miller - Cuyahoga Falls OH, US
Matthew R. Zaugg - Munroe Falls OH, US
James Block - North Lawrence OH, US
H. Thomas Graef - Bolivar OH, US
Natarajan Ramachandran - Uniontown OH, US
Jeffery M. Enright - Akron OH, US
Mark A. Douglass - North Canton OH, US
Michael Scanlon - Edinburgh, GB
Dale H. Blackson - Highland Heights OH, US

Diebold Self-Service Systems Division of Diebold, Incorporated - North Canton OH

G07F 19/00
G06Q 40/00

235379, 705 35, 705 39, 705 43

An automated banking machine is part of a banking system that operates to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that operates to read data from user cards corresponding to financial accounts. A card account's status is listed in a data store as either blocked or unblocked for use in approving transactions on the account. A requested transaction on an account cannot be carried out by the machine unless the account has an unblocked status. Read card data is sent from the machine to a remote card security computer which can determine the card account status from the data store. If the account is unblocked, then the machine can continue with the requested transaction and seek transaction approval from a transaction host computer associated with the machine.

8353450, Jan 15, 2013

Apr 8, 2012

13/441895

Willis Miller - Cuyahoga Falls OH, US
Matthew R. Zaugg - Munroe Falls OH, US
James Block - North Lawrence OH, US
H. Thomas Graef - Bolivar OH, US
Natarajan Ramachandran - Uniontown OH, US
Jeffery M. Enright - Akron OH, US
Mark A. Douglass - North Canton OH, US
Caren R. Blackson - Highland Heights OH, US

Diebold Self-Service Systems division of Diebold, Incorporated - North Canton OH

G06K 5/00

235379, 235382

A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through an automated banking machine, user input of data corresponding to a mobile phone number. The system is operative to generate a security code for the requested cash dispense transaction. The system uses the phone number to send the generated security code to the mobile phone. The cash dispense transaction is allowed to proceed only if the system receives machine user input of the sent security code within a predetermined amount of time.

8479978, Jul 9, 2013

Jun 22, 2010

12/803255

Willis Miller - Cuyahoga Falls OH, US
Matthew R. Zaugg - Munroe Falls OH, US
James Block - North Lawrence OH, US
H. Thomas Graef - Bolivar OH, US
Natarajan Ramachandran - Uniontown OH, US
Jeffery M. Enright - Akron OH, US
Mark A. Douglass - North Canton OH, US
Michael Scanlon - Dunfermline, GB
Caron R. Blackson - Highland Heights OH, US

Diebold Self-Service Systems division of Diebold, Incorporated - North Canton OH

G07F 19/00

235379

An automated banking machine is part of a banking system that operates to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that operates to read data from user cards corresponding to financial accounts. A card account's status is listed in a data store as either blocked or unblocked for use in approving transactions on the account. A transaction on an account cannot be carried out unless the account has an unblocked status. Similarly, no transaction is carried out on an account having a blocked status. Read card data is sent from the machine to a remote card security computer which determines the card account status from the data store. If the account is unblocked, then the machine can continue with the transaction and seek transaction approval from a host computer associated with the automated banking machine.

8496168, Jul 30, 2013

Jul 7, 2011

13/135526

Willis Miller - Cuyahoga Falls OH, US
Matthew R. Zaugg - Munroe Falls OH, US
James Block - North Lawrence OH, US
H. Thomas Graef - Bolivar OH, US
Natarajan Ramachandran - Uniontown OH, US
Jeffery M. Enright - Akron OH, US
Mark A. Douglass - North Canton OH, US

Diebold Self-Service Systems division of Diebold, Incorporated - North Canton OH

G07F 19/00
G06Q 40/00

235379, 705 35, 705 39, 705 43

An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device through inputs by an authorized user through an input device of the automated banking machine.